Term vs Whole Life: A First‑Time Buyer’s Data‑Driven Guide (2024)
Hook: In 2024, 1.2 million first-time homebuyers added a life-insurance policy to their mortgage package - and 68% of them reached for term coverage because it costs less than half of a comparable whole-life plan (LIMRA 2023). If you’re about to join that crowd, you deserve a clear,